FSA

A Flexible Spending Account (FSA) is a flexible way to help you pay for expenses that are not covered by your benefit plan – and it saves you money. The good news with an FSA is that for every dollar you contribute, you reduce your taxable income by that same amount — in other words; you don’t pay taxes on the money you set aside – which basically means that you are making your dollar go further in paying for eligible medical expenses.

Not sure how much to set aside in an FSA?Use the FSA Savings Calculator FSA Eligible Expense list

• You save money by setting aside pre-tax dollars to pay for certain medical expenses while having an integrated, easier experience.
• You decide how much to set aside from each paycheck — pre-tax
• Pay less in taxes
• Feel confident knowing money is set aside to pay for qualified medical expenses

Vision

We want to make caring for your eyes as simple as possible. And starting to take care of your vision now can go a long way towards keeping your eyes in shape for many years to come

• Routine vision exam (including refraction) paid in full after current copay
• Preferred pricing offered by network providers on frames, lenses and lens options
• 24-hour access to benefit information online and on the phone

Dental

Taking good care of your teeth is an important part of maintaining your overall health. That’s why UnitedHealthcare wants to make keeping your mouth healthy as easy as possible

• Access to an extensive national network of dentists
• You can visit any specialist you want without a referral
• No claim forms for network services
• Preventive care, including exams and cleanings, at little or no out-of-pocket cost

Life

A life insurance plan gives you and your loved ones financial peace of mind if something unexpected.

• Get health coverage and life insurance from one source.
• Select coverage for your dependents.

Disability

We know that no one ever plans to be disabled. But it can happen. And when it does, anxiety over finances can make whatever has you on the sidelines seem even worse. Disability insurance benefits can ease your mind by continuing to provide income if you can’t work because of illness or injury.

• Income replacement during lost work time
• Dedicated and knowledgeable claims specialists
• Claim coordination with a team of clinical and vocational professionals
• Group insurance rates