Specialty Benefits

In addition to providing great medical plans, UnitedHealthcare also offers the following specialty benefits.

Note: Not all specialty benefits are available with all plans. Please check your Certificate of Coverage or Summary Plan Description for the available benefits related to your specific plan.

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is a flexible way to help you pay for expenses that are not covered by your benefit plan – and it saves you money. The good news with an FSA is that for every dollar you contribute, you reduce your taxable income by that same amount — in other words; you don’t pay taxes on the money you set aside – which basically means that you are making your dollar go further in paying for eligible medical expenses.

You save money by setting aside pre-tax dollars to pay for certain medical expenses while having an integrated, easier experience.
You decide how much to set aside from each paycheck — pre-tax
Pay less in taxes
Feel confident knowing money is set aside to pay for qualified medical expenses

United Behavioral Health

At times you may feel overwhelmed. Maybe you have a personal or workplace issue that consumes your thoughts. Perhaps you, your child or your spouse is struggling with stress, depression or addiction.

Confidential support for everyday challenges, and for more serious problems
Available around the clock anytime you need it

Vision

We want to make caring for your eyes as simple as possible. And starting to take care of your vision now can go a long way towards keeping your eyes in shape for many years to come

Routine vision exam (including refraction) paid in full after current copay
Preferred pricing offered by network providers on frames, lenses and lens options
24-hour access to benefit information online and on the phone

Disability

We know that no one ever plans to be disabled. But it can happen. And when it does, anxiety over finances can make whatever has you on the sidelines seem even worse. Disability insurance benefits can ease your mind by continuing to provide income if you can’t work because of illness or injury.

Income replacement during lost work time
Dedicated and knowledgeable claims specialists
Claim coordination with a team of clinical and vocational professionals
Group insurance rates

Dental Benefits

Taking good care of your teeth is an important part of maintaining your overall health. That’s why UnitedHealthcare wants to make keeping your mouth healthy as easy as possible

Access to an extensive national network of dentists
You can visit any specialist you want without a referral
No claim forms for network services
Preventive care, including exams and cleanings, at little or no out-of-pocket cost

Life Insurance

A life insurance plan gives you and your loved ones financial peace of mind if something unexpected.

Get health coverage and life insurance from one source.
Select coverage for your dependents.

Pharmacy Benefits

Get the most from your pharmacy benefit with information to help you and your doctor to choose the right medications for you and save money.

More than 60,000 pharmacies in our nationwide network. Click here to locate an in-network pharmacy
Tiered pricing, with many lower-cost and generic options available. Click here to search for lower cost alternatives
Payment, pricing and coverage information available about most prescription medications. Click here to price a medication
90-day supply mail order may save you money on maintenance meds.

UnitedHealthcare Open Enrollment