An HSA is an optional account that you can use to pay for current and future qualified medical and pharmacy expenses. It is funded by contributions made by you. Your employer also can choose to contribute. All deposits, earnings and withdrawals for qualified health care expenses are tax-free.

• The balance grows from year to year, tax-free with interest
• You can take advantage of investment options
• You can take your HSA with you if you change jobs or retire
• You choose when — and whether — to use your HSA funds

• Combination high-deductible health plan and health savings account (HSA) to pay for health care expenses
• Up to 100 percent preventive care coverage with network physicians
• Your employer may contribute dollars into your health savings account
• You can contribute to your HSA using pre-tax dollars
• You may use funds in your HSA for current or future medical expenses

You choose from:

• Our nationwide network of doctors and hospitals
• Your current physician is likely to be in our network

You decide:

• Which doctor, specialist or hospital is right for you
• When to see a specialist — no referrals needed

You get:

• Health and wellness information, plus decision-support tools on myuhc.com. Track your HRA balance, view claims, and get personalized messages and reminders to help you stay healthy, improve your health or live with a health condition
• 24-hour phone support from Health Coaches